Nc 1st home advantage down payment for 8 000 in down payment assistance to eligible. Your income must not exceed the limits which is currently 89 500.
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Locate contact information for state agencies employees hotlines local offices and more.
First time home buyer nc. Similar to the other down payment assistance options available with the nc home advantage mortgage this down payment help is a 0 percent deferred second mortgage which is forgiven 20 percent per year at the end of years 11 15 with complete forgiveness at the end of year 15. Be a first time home buyer or military veteran. Nc home advantage mortgage for up to 5 down payment assistance for eligible first time and repeat buyers.
The durham housing authority dha offers first time homebuyers a range of services to help make the homeownership process as smooth as possible. You must have a credit score of 640 or higher. If you are a first time home buyer or military veteran and qualify for an nc home advantage mortgage you may be eligible for 8 000 in down payment assistance with the nc 1 st home advantage down payment.
The property can be a single family home townhouse condominium duplex or manufactured home. Nc home advantage tax credit if you are a first time buyer you haven t owned a home as your principal residence in three years or a military veteran you may qualify for a tax credit up to 2 000 per year if you apply and are approved for a mortgage credit certificate prior to your home purchase. See state government contacts visit ncpedia.
Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven deferred or subsidized in some manner until resale of the mortgaged property.
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