Florida mobile home financing highlights. Instead your manufactured home falls under the designation of personal movable property.
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Because you don t own the land you lease you can t use a traditional mortgage because you can t fix the home permanently to a foundation.
Mobile home financing florida. A chattel loan is one of the most common ways to finance mobile homes that sit on land leased properties. Financing florida mobile homes mh loans is licensed and expeirenced in florida. Florida mobile home financing and manufactured homes.
Credit scores as low as 500 can be accepted with atleast 20 down payment. Please view the list below to find a financing expert for a mobile manufactured home on leased land. Phone only used mobile home financing with as little as 5 down.
3 these loans are technically personal property loans not real estate loans. We originate and service a variety of loans to borrowers from manufactured home retailers mortgage brokers and directly to consumers all over the usa. A chattel loan is a home only loan as opposed to a loan for the home and land together.
Down payment may be gifted. 575 credit score can be approved with 10 down. The down payment can be in form of cash mobile home trade land equity or a combination of all.
Finally a company that completely understands the mobile home market and offers the guidance needed to make important decisions. 10 minimum down required multi sections mobile homes 1970 newer. Florida modular homes has access to a unique financing program designed for homebuyers who have experienced challenges with their credit.
Financing terms from 7 25 years best rates at lower terms. 1 352 615 1613 email protected. We finance manufactured homes which most people still call mobile homes fha va and conventional.
Your manufactured home lending source 21st mortgage corporation is a full service lender specializing in manufactured and mobile home loans. Chattel loans are often used for mobile and manufactured homes when the home is going into a park or manufactured home community. Florida modular homes has a professional sales staff that can assist you in finding the best home financing.
Purchase financing approvals in 15 minutes. Apply for a manufactured home loan today. You can also consult with your local bank about a personal loan to buy your florida dream home.
This type of financing is offered by only a few select lenders.
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