Nc home advantage mortgage for up to 5 down payment assistance for eligible first time and repeat buyers. First time home buyers in north carolina can benefit from the stable fixed rate mortgages offered by the nc home advantage mortgage.
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The property can be a single family home townhouse condominium duplex or manufactured home.
First time home buyer nc. The durham housing authority dha offers first time homebuyers a range of services to help make the homeownership process as smooth as possible. Nc 1st home advantage down payment for 8 000 in down payment assistance to eligible. Locate contact information for state agencies employees hotlines local offices and more.
Managed by the north carolina housing finance agency the program also offers down payment assistance of up to 5 of the total loan. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven deferred or subsidized in some manner until resale of the mortgaged property. Be a first time home buyer or military veteran.
You must have a credit score of 640 or higher. See state government contacts visit ncpedia. Your income must not exceed the limits which is currently 89 500.
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