80 Ideas For Single Wide Mobile Home Financing

A credit score of 620 or higher is required. The home must have a hud certification label and it must be built on a permanent chassis.

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Both are usually about 70 feet long.

Single wide mobile home financing. Credit score must be above 580. Term is typically 20 years. We are currently financing manufactured homes in 10 states.

Single wide homes are slightly under 15 feet wide and double wide homes are double that width. You must own the land the home sits on and it must be taxed as real property. 1 75 of purchase price monthly fee of 85.

Do you live in connecticut delaware massachusetts maryland new jersey new york pennsylvania north carolina south carolina or georgia. Minimum down paymentis 3 5. Maximum loan for home plus land.

Founded in 1985 first credit corporation is a licensed lender and insurance agency for mobile and manufactured homes. You can access their web site here. Many towns don t allow single wide mobile homes in their.

Here are some of freddie mac s manufactured home loan highlights. Single wide homes qualify only if they re in a planned unit development. Homes built before 1976 are not eligible.

According to their web site at the time this page was published they will finance manufactured homes with as little as 5 down. In order to be eligible for single wide financing through elend several requirements must be met such as. Other single wide mobile home loan related resources.

Fha insures the lender against loss if the borrower defaults. Financing manufactured mobile homes under the title i program fha approved lenders make loans from their own funds to eligible borrowers to finance the purchase or refinance of a manufactured home and or lot. Features of an fha manufactured home loan.

The mobile home must be no smaller than 400 square feet. The home must be constructed after june 15 1976. Future buyer can assume your mortgage at your interest rate.

The loan must also cover the land the home sits on.

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